For all the small and economically backward Farmers living inside the country, the nomination has been started by PM Kisan Samman Nidhi Yojana by Kisan Credit Card Online Apply from CSC. PM Kisan Samman Nidhi has told, farmer brothers easily take a loan of 3 lakh Can All the beneficial farmers can apply for a Kisan credit card through PMKisan Samman Nidhi, from the nearest CSC center.
The nomination of farmers to be done through CSC for Kisan Credit Card
The Ministry of Agriculture has started to fast-track the registration of eligible farmers for the Kisan Credit Card in the government’s e-governance service provider CSC SPV. Under the collaboration, about 3.65 lakh Common Service Centers will nominate willing and eligible farmers for KCC, which provides them credit support for farming as well as non-agricultural activities.
CSC e-Governance India Limited has been authorized by the Ministry of Agriculture to register eligible farmers for KCC. At present, KCC has been provided to 6.67 crore farmers across the country.
The government has decided to give the benefit of KCC to all 9.7 crore farmers registered under PM Kisan Yojana. Apparently, 50 percent of the farmers do not have access to institutional loans under KCC. To facilitate institutional credit to all farmers across the country.
The government has launched a special campaign to cover all the beneficiaries of PM Kisan Yojana. While the details of the scheme will be obtained through the PM Kisan Portal, the rural level entrepreneurs (VLEs) will enter the crop, allied activities, and other details of the KCC.
After submission of the details, VLE will provide a printout of the receipt to the farmer. VLE will collect 30 rupees per farmer for this service.
New rules are easier to issue
Now Kisan Credit Card to the bank within just 15 days of applying
The card must be issued. Most of the deaths of farmers are due to the burden of debt.
According to a report submitted by the Union Ministry of Agriculture quoting NSSO in Parliament
The average loan of Rs 12,130 on every farmer of the bank is from the moneylenders.
The government wants farmers not to take loans from moneylenders and take them from banks. So that the moneylenders’ thick interest on them
Do not be a big burden That is why banks have been told not to take any offense in giving KCC to farmers. Agriculture
According to the officials of the Ministry, only three documents will be taken for KCC. The first is that
The person giving the application is a farmer or not. For this, banks should look at his farming papers and his
Copy it. The second residence certificate and the third applicant’s affidavit that he/she has another bank
The loan is not outstanding.
All farmers – single/joint borrowers who are proprietor farmers.
Tenant car for rent, leaseholder and common farmer, etc.
Self-help group or joint liability group farmers including rent tenants,
Shared farmers etc.
The farmer should come under the operational area of the branch.
The government has asked the banking association not to take any processing fees for the KCC application. state
Governments and banks have been asked to set up camps in villages with the help of Panchayats and Kisan Credit Cards
to get it made. So that the farmers take loans under the institutional credit system and not from the moneylenders.
In which state how many KCC holders
According to the National Bank for Agriculture and Rural Development (NABARD), the maximum number of farmers was 1,29,61,936.
Have taken KCC in UP. 63,55,315 in Maharashtra, 61,19,997 in Madhya Pradesh, in Rajasthan
51,47,835, 49,98,351 in Andhra Pradesh, 49,83,523 in Telangana and 20,82,623 in Haryana
Farmers have got KCC built. This figure is till 30 September.
According to Minister of Agriculture and Farmers Welfare, Narendra Singh Tomar, without the first guarantee on KCC
The guarantee used to get a loan of only 1 lakh rupees, but now it has been increased to 1.5 lakh rupees. This only
No, now the Kisan Credit Card will not be limited to farming only. Its facility for animal husbandry and fisheries
Has also been made available for The difference is that in these two categories up to a maximum of two lakh rupees only.
The loan can be taken.
Where farmers take the most loan from moneylenders
According to NSSO, Andhra Pradesh has the highest average loan of Rs 61032 per farmer from moneylenders.
Second place is Telangana with an average of Rs 56362 and in third place is Rajasthan with Rs 30921.
The central government wants to free the farmers from this vicious cycle of debt so that their lives can improve.
What is Kisan Credit Card features?
The KCC borrower will be issued an ATM cum Debit Card (State Bank Kisan Debit Card)
So that they can withdraw from ATMs and POS terminals.
Will be a self-contained account of a miscellaneous account. In case of any deposit remaining in this account, savings account thereon
An amount equal to Rs 3 lakh will not be charged.
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Kisan Credit Card has different names
Allahabad Bank – Kisan Credit Card
Andhra Bank – AB Kisan Green Card
Bank of Baroda – B Kisan Credit Card
Bank of India – Kisan Samadhan Card
Canara Bank – Kisan Credit Card
Corporation Bank – KCC
Dena Bank – Kisan Gold Credit Card
Oriental Bank of Commerce – Oriental Green Card (OGC)
Punjab National Bank – PNB Agricultural card
State Bank of Hyderabad – KCC
State Bank of India – KCC
Syndicate Bank – Syndicate Kisan Credit Card
Vijay Bank – Vijay KCC